On the Rise of FinTechs – Credit Scoring using Digital Footprints
NBER Working Paper by Tobias Berg, Valentin Burg, Ana Gombović and Manju Puri: “We analyze the information content of the digital footprint – information that people leave online simply by accessing or registering on a website – for predicting consumer default. Using more than 250,000 observations, we show that even simple, easily accessible variables from the digital footprint equal or exceed the information content of credit bureau (FICO) scores.
Ways to think about machine learning
Benedict Evans: “We’re now four or five years into the current explosion of machine learning, and pretty much everyone has heard of it. It’s not just that startups are forming every day or that the big tech platform companies are rebuilding themselves around it – everyone outside tech has read the Economist or BusinessWeek cover story, and many big companies have some projects underway. We know this is a Next Big Thing.
Blockchain’s governance paradox
Izabella Kaminska at the Financial Times: “Distributed ledger technologies “are starting to look an awful lot like some of the more conventional technical solutions that we have,” says Prof. Vili Lehdonvirta, an associate professor and senior research fellow at the Oxford Internet Institute, at a rec
Failing the Real Test: SB 822 No Longer Restores All the Lost Net Neutrality Protections
On June 20, SB 822 had its first committee hearing in the California Assembly. The bill, authored by Senator Scott Wiener, sought to bring back net neutrality to California and restore all of the important protections that the FCC voted to eliminate in December. It was widely viewed as a net neutrality model bill that would set the standard for other states. But instead of passing the bill, the committee adopted amendments that effectively gutted it, removing critical protections at a time when they are more important than ever.
Location
A platform that puts political lobbying back into the hands of everyday people
Michael Krumholtz at StartUpBeat: “Amit Thakkar saw first hand how messy and inefficient politics can be from the inside. While working as a political consultant for a decade, Thakkar said he became frustrated with seeing the same old players decide policy with almost no influence from actual constituents or voters.
Microsoft Research Open Data
Microsoft Research Open Data: “… is a data repository that makes available datasets that researchers at Microsoft have created and published in conjunction with their research. You can browse available datasets and either download them or directly copy them to an Azure-based Virtual Machine or Data Science Virtual Machine. To the extent possible, we follow FAIR (findable, accessible, interoperable and reusable) data principles and will continue to push towards the highest standards for data sharing.
The Value of Government Risk Taking
Video by Mariana Mazzucato: “While many in the private sector consider themselves “wealth creators,” governments have come to believe that their economic role is more passive.
U. de Chile es primera en investigación de alto impacto en el país
Uno de los más reconocidos indicadores sobre producción científica en el mundo ubicó a la Casa de Bello como la de mejor rendimiento en Sudamérica. La clasificación, además, posicionó a la institución como líder en Chile en colaboración local e internacional.Por octava vez consecutiva, el CWTS Leiden Ranking situó a la Universidad de Chile como la primera institución chilena en investigación de alto impacto.
Re-Engineering Humanity
Page Type: conferenzaEvent29 giugno 2018, ore 14.30
Prof. Brett Frischmann (Villanova University)
image: Super sticky: 0Featured Event: 0Data evento: Fri, 29/06/2018 - 14:30 to 16:30
The Global Council on Extended Intelligence
“The IEEE Standards Association (IEEE-SA) and the MIT Media Lab are joining forces to launch a global Council on Extended Intelligence (CXI) composed of individuals who agree on the following:
Tribal World: Group Identity Is All
Amy Chua in Foreign Affairs: “Humans, like other primates, are tribal animals. We need to belong to groups, which is why we love clubs and teams. Once people connect with a group, their identities can become powerfully bound to it. They will seek to benefit members of their group even when they gain nothing personally. They will penalize outsiders, seemingly gratuitously. They will sacrifice, and even kill and die, for their group.
City-as-a-Service
Circle Economy: Today during the WeMakeThe.City festival, Circle Economy launched the ‘City-as-a-Service’ publication, which offers a first glimpse into the ‘circular city of the future’.
Can the open hardware revolution help to democratise technology?
A fast-growing open hardware movement is creating ingenious versions of all sorts of technologies, and freely sharing them through social media.
The Role of Behavioral Economics in Evidence-Based Policymaking
William J. Congdon and Maya Shankar in Special Issue of The ANNALS of the American Academy of Political and Social Science on Evidence Based Policy Making: “Behavioral economics has come to play an important role in evidence-based policymaking.
Blockchain Ethical Design Framework
Report by Cara LaPointe and Lara Fishbane: “There are dramatic predictions about the potential of blockchain to “revolutionize” everything from worldwide financial markets and the distribution of humanitarian assistance to the very way that we outright recognize human identity for billions of people around the globe. Some dismiss these claims as excessive technology hype by citing flaws in the technology or robustness of incumbent solutions and infrastructure.
My City Forecast: Urban planning communication tool for citizen with national open data
Paper by Y. Hasegawa, Y. Sekimoto, T. Seto, Y. Fukushima et al in Computers, Environment and Urban Systems: “In urban management, the importance of citizen participation is being emphasized more than ever before.
Organization after Social Media
Open access book by Geert Lovink and Ned Rossiter :”Organized networks are an alternative to the social media logic of weak links and their secretive economy of data mining. They put an end to freestyle friends, seeking forms of empowerment beyond the brief moment of joyful networking. This speculative manual calls for nothing less than social technologies based on enduring time.
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